Click on the button Request Your Free Credit Reports.Consumers who want to take advantage of this free service should type the address carefully to avoid landing on a legitimate looking page run by a scam artist. While there are many companies out there with similar sounding names the site that provides this free government mandated credit report access is. The FTC has received complaints from consumers who thought they were ordering their free report from other companies but were actually forced to pay fees or buy other services. This service does not lower the consumers score nor does it count as a credit inquiry. The three major credit reporting agencies created the joint venture company, Central Source, LLC, to oversee their compliance with the FACTA. The goal was to allow consumers a way to ensure their credit information is correct and to guard against identity theft. This website is jointly operated by Experian, Equifax, and TransUnion and was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) to provide a method for American consumers to receive a free annual credit report. FREE CREDIT REPORT FOR FREEThe FCRA guarantees access to your credit report for free from each of the three nationwide credit reporting agencies every 12 months. is the only authorized source for the free annual credit report that is yours by law.
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